Bull Phase or Bear Phase: When Should You Start an SIP?
Stock markets operate in cycles, moving between bullish and bearish phases, which are key periods that can last several years. Investors often find it challenging to decide whether to start a Systematic Investment Plan (SIP) or continue investing during these market phases. There are no clear-cut answers, but some fundamental […]
Budget 2024: How Your Equity & Debt Investments are Taxed Now
The Union Budget 2024-25 brought some major changes in how capital gains are taxed. These changes especially impact how mutual funds are taxed, creating a bit of confusion, especially with hybrid funds. While we’re still waiting for official guidelines from the Income Tax department, we’ve gathered information from fund houses […]
How to Choose the Best Investment Plan: A Beginner’s Guide
An investment plan is a financial guide that helps you grow your money over time. It starts with setting clear goals like saving for retirement, funding education, or building wealth. You also need to figure out when you’ll need the money and how much risk you’re willing to take. This […]
Difference Between ETF and Mutual Fund
ETF and Mutual Fund are both popular investment options in India. They allow investors to diversify their portfolios and offer professional management. However, there are key differences between the two that investors should understand before deciding which one is right for them. What is an ETF? An ETF (Exchange-Traded Funds) is an […]
Arbitrage Mutual Funds: Basics and Benefits Explained
Many experts believe that taking advantage of arbitrage opportunities is a great way to grow wealth. Arbitrage means finding a price difference for the same asset in two different markets and making a profit from it. For example, if you notice that the price of a stock is different in […]
Aggressive Mutual Funds – Definition and Expense Ratio
Aggressive Mutual Funds are a type of hybrid mutual fund that invest a large portion of their assets (65% to 80%) in stocks and equity-related instruments, while the remaining 20% to 35% is invested in debt securities like bonds and money market instruments. These funds are designed to provide high […]
The Pros and Cons of Real Estate vs. Stock Market Investments
Investing is a crucial aspect of financial planning, with real estate and the stock market being two of the most popular options. Both have their unique advantages and disadvantages, and the choice between the two often depends on individual financial goals, risk tolerance, and investment horizon. This blog will delve […]
What is a Mutual Fund?
A mutual fund is an investment instrument that pools money from numerous investors to invest in a diversified pool of securities such as equities, bonds, and other money market instruments. Mutual funds have become one of the most widely invested instruments as they make up for effective diversification, which spreads […]
Understanding Mutual Funds: A Beginner’s Guide
What are mutual funds? A mutual fund is a collective investment vehicle that collects & pools money from a number of investors and invests the same in equities, bonds, government securities, money market instruments. The money collected in a mutual fund scheme is invested by professional fund managers in stocks and […]
Know all about Real Estate Investment Trusts (REITs)
Real Estate Investment Trusts (REITs) or real estate investment trust in India are companies that own, operate, or finance income-generating real estate across sectors like commercial office spaces, malls, and industrial properties. They offer investors a way to invest in large-scale, income-producing real estate without directly owning or managing the […]